1) Behind 2) Behind on payments 3) Behind with payment 4) Behind with payments 5) Behind with the bills 6) Debt ridden 7) Having a balance due 8) Late, paymentwise 9) Not caught up 10) Not current with payments 11) Owing 12) Owing payments Found on https://www.crosswordclues.com/clue/in-arrears
1) Behind 2) Behind on payments 3) Behind with payment 4) Behind with payments 5) Behind with the bills 6) Debt ridden 7) Having a balance due 8) Late, paymentwise 9) Not caught up 10) Not current with payments 11) Owing 12) Owing payments